Using your cell phone to make a purchase is a safe, agile and simple method, thanks to the fact that you can link your bank card.
Using the cell phone to make any payment brings a range of advantages for users, as it is convenient and practical and allows transactions to be carried out quickly. Today, the vast majority of businesses throughout Spain, both physical and virtual, offer this service to their customers.
What is needed to pay with a cell phone?
To be able to make payments with the cell phone, it is necessary that your smartphone has a Near Field Communication (NFC) system, which is a short-range wireless communication technology. In case the user's phone does not have one, it will be necessary to have an NFC sticker, which can be attached to the mobile and used to pay. Note that in order to make payments with the cell phone, you can do it through the Google Pay, Apple Pay or Samsung Pay apps.
How can I link my bank card to my cell phone?
Both debit and credit cards can be linked to the cardholder's cell phone through the bank's app. In this
way, it is possible to make payments directly with the cell phone in physical stores and also when making online purchases. In the same way, it is also possible to withdraw money from ATMs without using the card.
Remember that, through the app, it is also possible to manage card movements and control expenses, with functionalities such as grouping payments by segments, establishing comparisons or future projections.
If you do not yet have a card with Banco Sabadell, when you sign up for the Sabadell Online Account, the account holder has a debit card with no issue or maintenance fees. You can also have a credit card with no issue or maintenance commission (if the total turnover of these cards is at least 2,000 euros per year).
To link your bank card to your cell phone and pay through Google Pay, you have to:
If, as the bank account holder, you have more than one card, you can select which of them you want to appear as the default card for payment. In addition, at the time of payment, you can choose which card you want to pay with.
Remember that at Banco Sabadell it is also possible to add cards from both the Google Wallet and Apple Wallet apps.
Is it safe to pay by cell phone?
Paying by cell phone is safe. In fact, it has more guarantees than paying with a contactless card, since it requires the user to unlock the screen of the cell phone beforehand.
But how can you block a card if your cell phone is stolen? If your cell phone is lost or stolen, you can deactivate your cards not only directly through the app, but also by accessing the bank's website or by calling 963 085 000, a permanent helpline to receive help, cancel cards or report any incident.
Withdrawing money with your cell phone
In addition to making payments, having the cards linked to the cell phone allows you to withdraw cash at ATMs without having to use the physical card. In the case of Banco Sabadell, with the Instant Money service you can perform this operation in the more than 2,500 ATMs that the bank has throughout Spain using a password.
To do this, in the 'Operate' section, select the option 'Send money' and 'Withdraw money with Instant Money', select the card, indicate the amount and enter a concept (optional) and sign the operation. Then, your phone will receive a password and all you have to do is select the 'Instant Money' option in the ATM and enter the password.
Using the cell phone to make any payment brings a range of advantages for users, as it is convenient and practical and allows transactions to be carried out quickly. Today, the vast majority of businesses throughout Spain, both physical and virtual, offer this service to their customers.
What is needed to pay with a cell phone?
To be able to make payments with the cell phone, it is necessary that your smartphone has a Near Field Communication (NFC) system, which is a short-range wireless communication technology. In case the user's phone does not have one, it will be necessary to have an NFC sticker, which can be attached to the mobile and used to pay. Note that in order to make payments with the cell phone, you can do it through the Google Pay, Apple Pay or Samsung Pay apps.
How can I link my bank card to my cell phone?
Both debit and credit cards can be linked to the cardholder's cell phone through the bank's app. In this
way, it is possible to make payments directly with the cell phone in physical stores and also when making online purchases. In the same way, it is also possible to withdraw money from ATMs without using the card.
Remember that, through the app, it is also possible to manage card movements and control expenses, with functionalities such as grouping payments by segments, establishing comparisons or future projections.
If you do not yet have a card with Banco Sabadell, when you sign up for the Sabadell Online Account, the account holder has a debit card with no issue or maintenance fees. You can also have a credit card with no issue or maintenance commission (if the total turnover of these cards is at least 2,000 euros per year).
To link your bank card to your cell phone and pay through Google Pay, you have to:
- Open the Banco Sabadell app and access 'My cards'.
- Select the card and click on the 'Add to Google Pay' button.
- Complete the process by accepting the terms and conditions and verifying the transaction with the Digital Signature.
- Open the Banco Sabadell app and access 'My cards' .
- Select the card and click on the 'Add to Apple Pay' button.
- Complete the process by accepting the terms and conditions and verifying the transaction with the Digital Signature.
- Open the Samsung Wallet app and select 'Add card'.
- Complete the process by accepting the terms and conditions and verifying the transaction via SMS code.
If, as the bank account holder, you have more than one card, you can select which of them you want to appear as the default card for payment. In addition, at the time of payment, you can choose which card you want to pay with.
Remember that at Banco Sabadell it is also possible to add cards from both the Google Wallet and Apple Wallet apps.
Is it safe to pay by cell phone?
Paying by cell phone is safe. In fact, it has more guarantees than paying with a contactless card, since it requires the user to unlock the screen of the cell phone beforehand.
But how can you block a card if your cell phone is stolen? If your cell phone is lost or stolen, you can deactivate your cards not only directly through the app, but also by accessing the bank's website or by calling 963 085 000, a permanent helpline to receive help, cancel cards or report any incident.
Withdrawing money with your cell phone
In addition to making payments, having the cards linked to the cell phone allows you to withdraw cash at ATMs without having to use the physical card. In the case of Banco Sabadell, with the Instant Money service you can perform this operation in the more than 2,500 ATMs that the bank has throughout Spain using a password.
To do this, in the 'Operate' section, select the option 'Send money' and 'Withdraw money with Instant Money', select the card, indicate the amount and enter a concept (optional) and sign the operation. Then, your phone will receive a password and all you have to do is select the 'Instant Money' option in the ATM and enter the password.